Thursday, December 5, 2013

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6 Habits You Don’t Realize Are Making You Broke

Posted: 05 Dec 2013 03:42 AM PST

Have you always been short of money? Do you never have enough money to pay utility bills or shivers run down your spine the moment someone says 'let's go Dutch!' at a gathering? Well, chances are you’ve been a victim of some habits (that you aren’t probably aware of) that have been scrounging off all your cash, leaving you broke and financially miserable! No one is perfect is a popular saying that has born the tests of time. Whether we openly admit the fact or not, almost everyone of us has a few bad habits, if not more. People may have problems admitting to their weaknesses, but the truth of the matter is that failure to acknowledge it can only act as a spoilsport in the long run. However, if you want to make a name for yourself and really 'do something,' working on bad habits is an advice to heed. Continuing with these habits can make you more prone to risks of life and force you to drop permanently in a dark well that's built up with no escape route.

6. Over Critical:

Playing a critical character in the crowd comes naturally to some; being over critical, however, can backfire very easily. A critic may find many followers for sharing his bold judgement with others, but incorporating the habit in your everyday way of life can be suicidal. Really! It's therefore very important you realize your limitations well before, this habit breaks you up completely. Once you become too critical of the circumstances in which you are leading your life, certain negative feelings develop inside which bog you down and make you blind to all good-things-around-you! The result? You can't keep a job, impress your team members or get a raise. The negativities multiply and ultimately, you're left with those last few dollar bills you are shit-scared to part away with.

6 Habits You Don't Realize Are Making You Broke

5. Living on Credit:

Since the day concept of plastic money hit our lives, we have lost the meaning of maintaining fiscal discipline entirely, well almost. Ask those who now have dozens of credit cards in their wallets. We don't mind buying a product with credit cards without even considering our paying potential. This leads to accumulation of debt later, forcing many among us to go bankrupt finally. Yes, bankruptcy, foreclosures etc. – all that is REAL! Most of the candidates living with an impaired credit history owe the reason of the financial default to this bad habit of living on infinite credit. It's better to live on 'less' when means of income source are limited.

6 Habits You Don't Realize Are Making You Broke

4. Lying about Everything:

If you remember Jim Carrey playing the role of a liar in the blockbuster 'Liar Liar Liar,' you won't be asking me back what I am planning to discuss. Today when fake self-esteem and inflated egos have taken over the masses completely, lies come naturally to us. We lie for just about everything. And, to hide our past lies, we end up completely losing the track somewhere in future. If you are not making a million a year, why would you want to show off to your college buddies that you are? Why would you buy a jacket that costs 2 grand when you earn that much in 6 long weeks! Be yourself. Don't lie.

6 Habits You Don't Realize Are Making You Broke

3. Window Shopping:

For a shopper, there is nothing comparable to the joy of scanning the shelves and browsing the aisles of a shopping store. It stimulates a feeling of excitement within, the kind that can send some adrenaline jitters up your spine. However, window shopping is a bad habit of sorts, which can force you to buy things you can't really afford. In case, you manage to do away with the craving, the suppressed desire can give you sleepless nights. Ask a friend who has been broke lately. He'll tell you how awful the feeling is!

6 Habits You Don't Realize Are Making You Broke

2. Being in the Company of People who are Richer than You:

Do you have friends who make 5 times the money each month you make? Well, if that's the case, you ought to limit your friendship to Facebook, phone calls and a few meetings a year. If you hang out with them like every-weekend, you're going to spend a great deal of your money on drinks, smoke, pizza and all other stuff you should have never spent your hard earned money on.

6 Habits You Don't Realize Are Making You Broke

1. Live-In-the-Moment (Hell with Financial Planning):

This is the worst habit that can make you broke and keep you that way until you say goodbye to the life you call miserable and unfair. Living in the moment or 'sucking the hell out of life' does not imply that you underestimate the importance of planning. Financial planning is a must for each person over the age of 20 (just to be fair). Do not blow away all your monthly income on drinks, parties or trips. Develop a habit of saving some cash each month. You can never plan for unexpected expenditures and therefore, it's advisable to just have a backup of some sort!

6 Habits You Don't Realize Are Making You Broke

The post 6 Habits You Don’t Realize Are Making You Broke appeared first on TopYaps.

6 Celeb Friendships in Bollywood You’re Unaware Of

Posted: 05 Dec 2013 03:21 AM PST

Friendship is undoubtedly one of the most beautiful relationships in the world. But finding honest and true friends, in whom you can confide completely, is no easy job! Though every celebrity greets each other with much love and affection in front of the cameras, little do we know the actual reality behind all such pretty faces! Despite the obvious rivalry, there are still certain celebs who have managed well to keep up with this beautiful bond of friendship. In Bollywood, or any such arena, where relationships usually revolve around money, means and industry-contacts, there're some not-so-well-known exceptions too! Yes, there're some fine examples of celeb friendships in Bollywood that you're probably unaware of!

6. Aishwarya Rai Bachchan and Preity Zinta:

Though Ash and Preity have never worked in a film together, their camaraderie was once a very hot topic of Bollywood. Almost everyone in the industry talked about their bonding and the chemistry these two celebs shared at parties (at one point or the other). Though the duo is rumored to have been caught in several cat fights, they are said to have got back on friendship track eventually.

 6 Celeb Friendships in Bollywood You're Unaware Of

5. Suzanne Roshan and Gauri Khan:

The super wives of two most admired and wanted men in Bollywood, these two women know exactly how to handle the issue! As a matter of fact, that's what brought them closer. Today, they are the best buddies in the tinsel town. These ladies took the friendship to the next level by posing together for the cover of Vogue India. How many ladies can do that? Not many, I can bet. They must be very good friends!

6 Celeb Friendships in Bollywood You're Unaware Of

4. Deepika Padukone and Shahana Goswami:

Very few are aware of the fact that Deepika Padukone and Shahana Goswami are friends from the very beginning of their careers. They have worked together in the flick 'Break Ke Baad', where they got to spend some quality time together. Both the girls love indulging into girlie talks, giggles, chit-chats and gossips whenever they get to spend some of that frolic time together. The two also went skydiving and enjoyed various other adventure sport activities, while shooting together in New Zealand.

6 Celeb Friendships in Bollywood You're Unaware Of

3. Sonam Kapoor and Jacqueline Fernandez:

In our glamour industry where it's really tough to find female co-stars bonding, it is actually nice to observe two star actresses coming together. This time, it is the Bollywood fashionista Sonam Kapoor and actress Jacqueline Fernandez. Both the ladies reportedly got along really well during their beauty shoot in Sri Lanka where Anil Kapoor (Sonam's dad) was also present. Jacqueline has worked with Anil Kapoor in the action thriller Race-2. Jacqueline on the other hand exhibits her admiration for Sonam for her outstanding dressing sense.

6 Celeb Friendships in Bollywood You're Unaware Of

2. Katrina Kaif and Anushka Sharma:

The hit starcast of 'Jab Tak Hai Jaan', Katrina Kaif and Anushka Sharma have apparently hit it off very well. Katrina in an interview stated that it was a pleasure for her to work with Anushka in JTHJ. It definitely seems that the two ladies are bonding well for quite some time now. Katrina once again got to spend some quality time with Anushka during her visit to Sri Lanka, when Kat had gone there to meet her lover-boy Ranbir, who is shooting with Anushka for their next flick Bombay Velvet. According to the media reports, Kat admitted that if Karan Johar ever gave a thought of remaking the flick Dostana, she would love to be casted with Anushka in it.

6 Celeb Friendships in Bollywood You're Unaware Of

1. Priyanka Chopra andDeepika Padukone:

Yes, you got it right! The two Bollywood divas Priyanka Chopra and Deepika Padukone top the list of new Bollywood friendships. They both have been spotted sharing some great time at many public events lately. In fact, Deepika acted as a pillar of support for Priyanka when her father passed away recently. Both of them were again spotted together at the Hello hall of fame awards in Mumbai recently, where both of them chose to wear red. Wonder if that was a sheer coincidence or the two decided upon their dress color!

6 Celeb Friendships in Bollywood You're Unaware Of

The post 6 Celeb Friendships in Bollywood You're Unaware Of appeared first on TopYaps.

7 Points To Remember While Meeting Someone New

Posted: 05 Dec 2013 02:51 AM PST

Human beings are social animals. They cannot live in isolation. The need to communicate, share and to be cared for always draws them to other fellow humans. We live in a modern society where there are ground rules of conduct and communication, mannerisms and mating. We all look for a soul mate or a friend in whom we can confide our deepest fears and joys and with whom we can look forward to sharing our life and growing old. To be skeptical and wary of your first encounter is only natural. However, if you go with an open mind and no pre conceived notions, you are bound to be pleasantly surprised, hopefully. Remember we all are a part of a bigger plan too, so don't lose hope.

7. Introduction with a Smile:

Introduce yourself to the new person with a smile. Remember he or she is as nervous as you. Make eye contact, but don't stare him down. Take a deep breath and relax, it's not rocket science. Smile often and be yourself. Try to come across like a warm, friendly person. Your body language will convey much more than your words. Dress up, not to impress, but to reflect your basic aptitude. Be ready to folly, and learn from it.

7 Points To Remember While Meeting Someone New

6. Try Breaking the Ice:

The biggest dilemma when meeting someone new is the first move. Since rejection is an issue, only a people-person knows how to go ahead. Try to start a conversation, and see where it goes from there. Do not try to dominate or bully. There's no harm in practicing over a stranger, before the real thing. In the first meeting most people are on their best behavior, you see the true self after meeting them a few times.

7 Points To Remember While Meeting Someone New

5. Choose Common Topics of Conversation:

After the initial hurdle is over spark a conversation and keep the momentum going. Most easy topics are the weather and compliments. One thing will lead to another and soon there will be gossip. Do some background research if possible, or make a judgment by assessing the clothes, place of work or education.

7 Points To Remember While Meeting Someone New

4. Do not Hear, but Listen:

It is very important to be fully focused on the conversation, avoid distractions. Calls or messages need to be ignored.  Do not do all the talking, let it be a two way process. As a rule, ask three questions, wait for the answers and then move ahead. Fidgeting or trying to rush up is an indication of no interest.

7 Points To Remember While Meeting Someone New

3. Take off the Pressure:

Both of you are in the exact same position, so you're equals. Have equal power and footing. Be relaxed and it will help the other person relax too. Humility and honesty can be sensed by any sensible human being, so be sure to get a response. Do not be ready to judge, listen, assess and then reach a conclusion. If you see wandering eyes, don't waste your time.

7 Points To Remember While Meeting Someone New

2. Decode the Signals:

If you see undivided attention, probing questions about yourself, you're doing it right. If phone calls and messages are not a distraction, it's a good sign. Compliments on attire and basic mannerism will help you decide. The curiosity to know you better is a positive sign. Try and ask open questions, this is not a debate. React in the same spirit. Try and sense an undertone or questions with a hidden meaning. Do not be quick to react, think and respond. Pay special attention to their relationship with their family, the attention given to them and the time.

7 Points To Remember While Meeting Someone New

1. Trust Your Instinct:

Be aware of your initial response, do not dismiss it. It may be based out of fear or nervousness, but that doesn't make it worthless automatically. It's good to be logical, but one needs to prioritize over intuition or logic, as the situation demands. Feelings of discomfort or need to over compensate, should be examined closely. They may turn out to be simple shyness, but a little space is needed and if you're still not sure if its intuition or indigestion – take a break. When you want to decide to meet or not to meet, first decide are you happy or not.

7 Points To Remember While Meeting Someone New

The post 7 Points To Remember While Meeting Someone New appeared first on TopYaps.

6 B-town Girls Who Went For Plastic Surgery

Posted: 05 Dec 2013 01:22 AM PST

Gone are the days when only Hollywood celebrities would go under surgical knives to get a flawless and perfect look. Today, the famous and even the not so famous celebs in Bollywood are following the same path for success by getting the most desirous and stunning looks. There are many celebs in Bollywood who have undergone numerous surgeries to gain the director's and producer's attention. After all more than talent, it is the oomph factor of the actresses that contributes to make them big in India. Cosmetic surgeries have worked like a pixie for the not so good looking celebs and transformed them into the dazzling and stunning divas overnight. So here, let's read about 6 B-town girls who went for plastic surgeries!

6. Shilpa Shetty:

Shilpa Shetty can be rightly called as the queen of plastic surgery. She has undergone numerous cosmetic surgeries to beautifully transform her gawky earthling appearance to her stunning diva looks. The surgical knives not only astonishingly enhanced her looks, but also saved her sinking career. Shilpa seems to have got them all, including a nose job that was conducted twice and implants of her assets, all which are publically known.

6 B-town Girls Who Went For Plastic Surgery

5. Karishma Kapoor:

At the initial stage of her career, Karishma was quoted by others as the "ugly duckling". Today, she stands in the list of the top actress of Bollywood. All thanks to the cosmetic surgery that completely transformed her looks overnight, from an ugly duckling into a breath taking diva. Even with advent of many new actresses, Karishma still possesses the caliber to give them all tough competition. With her elegance, poise and style she can still make many men go weak in their knees.

6 B-town Girls Who Went For Plastic Surgery

4. Bipasha Basu:

Hailing from the modeling world, the size really did not matter to Basu at the initial start of her career. But, it was here in Bollywood, that Bipasha realized that she too wanted a voluptuous and fuller look. Along with the Botox injections, Bipasha has got her cheekbones surgically altered for that mesmerizing look. And we all remember her silicon based asset augmentation, which had grabbed the headlines for many days. She has even got an ear job done and it was reported that Bipasha's doctor wanted to sue her for not paying for her silicone implants. She has even gone for a face job, nose job and well the list keeps getting longer and longer.

6 B-town Girls Who Went For Plastic Surgery

3. Aishwarya Rai:

Aishwarya Rai has undergone the surgical knives for her cheek implants to enhance her cheek bones and her jaw line and she got her teeth repaired followed by a nose job. She opted for all these surgeries at the time when she felt that she has started aging. However, during an interview when asked about her list of cosmetic surgeries, Aishwarya bluntly refused to have undergone any of such medical procedures and mentioned that she likes to keep it natural.

6 B-town Girls Who Went For Plastic Surgery

2. Priyanka Chopra:

Ever since Priyanka won the Miss World title in the year 2000, her nose has constantly been acquiring a gradually slim look. It was also reported that her doctor openly accepted about her nose job surgery in public. Therefore Priyanka's rhinoplasty is no more a secret from the public eye. Her desirable perfectly cupid bow lips and nose are indeed a result of cosmetic surgery. Plus she has also under gone various skin lightening treatments for a fairer and lighter skin tone.

6 B-town Girls Who Went For Plastic Surgery

1. Katrina Kaif:

Yup, Katrina tops our list of Bollywood celebs undergoing a cosmetic surgery. Though Katrina never admits to the fact, but she has faced the surgical knives for Botox treatment on her lips to make them look sumptuous. She has undergone lip surgery to achieve the lips she has today. She has actually enhanced the thickness of her lower lip acquiring an artificial pout. Even her very recent pictures give a clear proof of her nose job as compared to her earlier pictures. It is actually very hard for us to believe that the stunning looks of this ultimate goddess of beauty is indeed the work of cosmetic surgery. 

 6 B-town Girls Who Went For Plastic Surgery

The post 6 B-town Girls Who Went For Plastic Surgery appeared first on TopYaps.

7 Lessons You Learn After Getting Married

Posted: 05 Dec 2013 12:02 AM PST

Marriage is a socially acceptable, recognized by the state, institution of love, friendship, trust and companionship. It is also part of a divine plan of creation. It is one of the oldest known arrangements in our society. Encouraged by all to ensure a smooth, normal functioning of our social system, a successful marriage requires patience, perseverance and the ability to fall in love many times, with the same person. Marry someone who can be your best friend, yet tell you on your face when you are wrong. The love between a married couple should always be open to a new life. But, to make this happen, you need to learn a lot many lessons, 7 of which have been compiled by us on the basis of what married couples have reported.

7. Spending quality time with each other:

It is extremely important to spend quality time with your spouse. To share your ideas, your activities of the day and also to discuss your future plans. Turn off the television, mobiles, and any other device that may distract you. You should try to listen and not just hear.  Try listening to each other without any distractions and have full focus on each other. Plan out holidays without the kids or join activities you enjoy doing together. Discover common interests and encourage each other.

7 Lessons You Learn After Getting Married

6. Say I am sorry:

The sooner you realize your mistake, and own up to it, the faster you will be able to return to peace. After the realization of your fault, acceptance and forgiveness will make the relation move forward. Even acknowledgement from your better half, that you are hurting, makes amends most of the time. Sleeping over a problem sometimes helps you to see it with a new perspective in the morning.

7 Lessons You Learn After Getting Married

5. Friends of the opposite sex is a no go:

This does not imply that we cannot have friends of the opposite sex. However, it's forbidden to confide in the opposite sex about marriage. There are no two ways about it. One should never wash their dirty linen in public. What happens in the bed room should stay there. Infidelity is a sin, from which very few marriages have been able to save themselves. Exclusivity is a no break rule in a marriage.

7 Lessons You Learn After Getting Married

4. Say "I Love you" often and in different ways:

In the humdrum of daily affairs we forget to say the three most important words – I love you. We take it for granted or assume that it's not important to say it. So say it often and like you mean it. These three words re-affirm our commitment to love and trust. We all have a deep need inside us to know that we are loved. Think of new ways to express your love. Be creative and be different. Send hand written notes. Or write it on the bathroom mirror. Or cook his favorite dish. We all like to feel special and wanted.

7 Lessons You Learn After Getting Married

3. Divide daily chores:

A wife is not a fancy maid, who picks up after you. Expecting one another to pick up our mess, leads to bickering, nagging and arguments. None of us want to feel that we are the others parent. Taking personal accountability for our actions is very critical. Helping out each other, will make the bond of love and care stronger.

7 Lessons You Learn After Getting Married

2. Finances:

Money or income is the number one reason for divorce. A cash system always helps build a bright future. Reduces insecurities and builds trust on each other. A debt ridden marriage is very difficult to carry. To have a strong act and be united as one is very important for a secure life. It is important to marry somebody who is flexible and more importantly encourages you to be flexible as well.

7 Lessons You Learn After Getting Married

1. Learn to say no:

'We find it very hard to say "no" in a new marriage. Agreeing to all makes a marriage go bad. It is important to listen to your spouse carefully, but that does not mean that he or she is always right. A healthy discussion is always good. Remove the barrier of "no" in your head. Trying to impress your spouse leads to tensions to build up, never take your life or its sobriety for granted. Stay away from addictions.

7 Lessons You Learn After Getting Married

The post 7 Lessons You Learn After Getting Married appeared first on TopYaps.

6 Reasons To Stop Eating Pizza From Today

Posted: 04 Dec 2013 11:05 PM PST

Born in Naples, pizza has become very popular all over the world due to its availability, home delivery and also its amazing taste. At a glance Pizza appears to be a healthy food which has all dietary requirement like dairy product, vegetables, meat and bread, moreover it is baked and not fried. Looking at pizza and savoring its amazing taste you may wonder why anyone would say you should stop eating pizza. John Schnatter of Papa John announced on BBC that it was unhealthy to consume too much of pizza. In his words, "You can’t eat five or six slices but if you eat one or two slices it’s very nutritious.” If you are ordering pizzas too often, then I give you 6 reasons to stop eating pizza from today, sparing those special occasions when you can indulge in anything you like.

6. Bad for acidity:

The contents of pizza like the cheese, sauce and also the crust does not go down well with your stomach, especially if you suffer from acidity. Most of the pizzas contain tomato sauce which is considered not safe for people who suffer from acid reflux due to its high acidic content. The major cause of acidity due to pizza is that people tend to eat it more, replacing either lunch or dinner with it. If you have 1-2 pizza slices with regular food, the ill effects will be reduced to a great extent.

6 Reasons To Stop Eating Pizza From Today

5. High Glycemic Index:

The base of pizza is made of white flour which has a high glycemic index, meaning there will be quick rise in blood sugar levels following its consumption. Follow it with coke which you often do for complete destruction of your health. White flour is low in nutrient content unlike the whole grains flour. The effects of white flour consumption is similar to that of sugar, which contribute to weight gain, high blood sugar levels and low nutrition; in addition, white flour is full of gluten.

6 Reasons To Stop Eating Pizza From Today

4. Incompatible combination of foods:

Trying to make pizza attractive, innovative and creative has led to the incompatible combinations of food going into it, which can play havoc on your digestive tract. The combination of meat, cheese and white flour itself requires three types of different digestive juices and the mixture does not has a healthy outcome. To have a competitive edge over their counterparts, pizzerias are adding more bizarre and crazy combinations of ingredients to pizza, ignoring the ill effects it will have on your health.

6 Reasons To Stop Eating Pizza From Today

3. High in fat, salt and calories:

While trying to make their pizzas tasty, the mass producers of pizzas have ignored the nutritional balance of this much desired food. Today, most of the pizzas you eat are high in salt, fat and calories, much more than what you should intake. In fact, research conducted on some brand names of pizzas have shown that they contain nearly twice the amount of salt than that recommended for an adult.  Two slices of pizzas typically contains 600 calories besides the high fat content.

6 Reasons To Stop Eating Pizza From Today

2. Made up of unhealthy processed food:

The flour, cheese, meat, mushrooms and many other ingredients that go into the making of pizza are processed and unhealthy. The tomato sauce is made of up lot many ingredients and may never have seen real fresh tomato at all. Preservatives are another harmful ingredient found in pizzas which can have quite some adverse effects on your health. The very popular pepperoni toppings have nitrate and other harmful fillers.

6 Reasons To Stop Eating Pizza From Today

1. Makes you miss healthy meal:

Think what would you eat if you had not ordered pizza? May be you would be eating some fresh vegetables, fruits, sea-food or some other dish which may give you less fat and calorie while providing all essential nutrients to your body. If you would spend time and cook a healthy pizza out of whole grain flour, vegetable topping, fresh cheese and olive oil, it would be one healthy meal for you. It is what goes into the pizza and how much of pizza goes into you that makes it harmful for your health.

6 Reasons To Stop Eating Pizza From Today

The post 6 Reasons To Stop Eating Pizza From Today appeared first on TopYaps.

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